R & S Pilling t/a Phoenix Engineering v UK Insurance Ltd [2019] UKSC 16


In R & S Pilling t/a Phoenix Engineering v UK Insurance Ltd [2019] UKSC 16 the Supreme Court gave guidance on the meaning of the phrase “caused by, or arising out of, the use of the vehicle…

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Giambrone and the ‘Jewel of the Sea’

Liability insurers’ exposure to s51 non-party costs orders: Various Claimants v AIG (Europe) Limited [2019] EWHC 34 (QB)


In what circumstances is a liability insurer, standing behind a defendant to litigation, vulnerable to a non-party costs order in the claimant’s favour under section 51 of the Senior Courts Act 1981? In May of 2018, the…

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Ponzi schemes and aggregation clauses: Bank of Queensland Ltd v AIG Australia Ltd [2018] NSWSC 1689

The application of aggregation clauses to Ponzi schemes is an area bereft of prior authority. In Bank of Queensland Ltd v AIG Australia Ltd [2018] NSWSC 1689, the Supreme Court…

Halliburton Company v Chubb Bermuda Insurance Ltd [2018] EWCA Civ 817: arbitral appointments in related or overlapping references

The question of whether an arbitrator can accept appointments in related or overlapping references can arise with surprising frequency, especially in the context of excess layer insurance programmes. In Halliburton,…

Spire Healthcare Ltd v Royal & Sun Alliance Insurance Plc [2018] EWCA Civ 317

In Spire Healthcare, the Court of Appeal (Sir Geoffrey Vos and Simon LJ) heard an appeal to determine whether the policy of combined liability insurance aggregated the limits of cover….

Spire Healthcare Ltd v Royal & Sun Alliance Insurance Plc [2016] EWHC 3278 (Comm), [2017] 2 Lloyd’s Rep IR 118

In Spire Healthcare, His Honour Judge Waksman QC (sitting as a judge of the Commercial Court) gave judgment for the defendant insurer (“RSA”) as to whether the policy of combined…